Rent/Mortgage Assistance

Comprehensive Emergency Assistance Program

Emergencies happen. If something is preventing you from paying rent or your mortgage, the Comprehensive Emergency Assistance Program (CEAP) can help. CEAP is designed to support families through tough times and keep them from losing their homes through eviction, foreclosures, or other circumstances. If you have experienced an unexpected, uncontrollable circumstance like a medical bill in the past 180 days, or loss of employment within the past 12 months you may qualify for CEAP assistance.

Eligible households can receive up to $2,500 once per program year.

 

To Qualify:

Your family’s monthly income must be at or below 200% of the Federal Poverty Income Guideline and you must have an unexpected, uncontrollable circumstance.

* Uncontrollable circumstances are provable circumstances that caused an uncontrollable reduction in income and/or an unexpected out-of-pocket expense like job loss, death of spouse, unexpected repair or replacement of a large appliance, or a medical emergency

To Apply:

You will need:

  • State Issued ID
  • Social Security cards for all household members
  • Income information for household (i.e. check stubs, award letter)
  • Proof of pending eviction/foreclosure
  • Proof of crisis/out of pocket expense

This program is offered throughout the year until all funds are exhausted. Each customer must submit an application via online portal, mail or drop box.  

 

A past due bill sitting with a model house on a calendar, Behind on your mortgage payments

Contact Information

2670 Union Ext., Suite 500
     Memphis, TN 38112
901.222.4200

Hours

Monday - Friday
8:00 am - 4:30 pm

        ONLINE APPLICATION

   TEMPORARILY SUSPENDED

To Apply Online Click here                                   To print the application and apply by mail Click here

                                        Click here                                                        download application form

 

Landlord Form

download application form

 

 CSBG INCOME GUIDELINES FOR FY 2020
(EFFECTIVE OCTOBER 2020)

200% Federal Poverty Guidelines

People in HouseholdAnnual IncomeMonthly Income
01 $25,520.00 $2,126.67
02 $34,480.00 $2,873.33
03 $43,440.00 $3,620.00
04 $52,400.00 $4,366.67
05 $61,360.00 $5,113.33
06 $70,320.00 $5,860.00
07 $79,280.00 $6,606.67
08 $88,240.00 $7,353.33
For Each Additional Person Add: $8,960.00 $746.67

 

WHAT TO EXPECT AFTER SUBMITTING YOUR RENT/MORTGAGE APPLICATION

Once your application and supporting documentation has been received, it will be reviewed for accuracy.

  • If you are missing specific eligibility documentation, you will be asked to submit the missing documentation within 72 hours. If you do not provide all of the essential eligibility documentation within the allotted timeframe, your application will be denied, and you will receive a Denial Letter in the mail. However, you will be allowed to reapply for assistance after you are able to procure all essential eligibility documentation.
  • If you provided all of the essential eligibility documentation along with a completed application, your application will be processed and you will receive an Approval Letter in the mail. The Approval Letter will indicate that your application has been approved, and it will indicate the amount of the approval. In addition, an Approval Letter will be mailed to your leasing office indicating the amount of payment.  

Once you are approved it can take up to 25 days before your leasing office/landlord /mortgage company receives payment. However, the Approval Letter is confirmation of approval.

 

Shelby County Community Services Agency

Rent/Family Support/Prescription Assistance:
2670 Union Ave Extended, Suite 500
Memphis TN 38112
901.222.4200

 

Utility Assistance
3772 South Hickory Ridge Mall #516
Memphis, TN 38115
901.222.4200

The Community Services Agency strives to empower its customers to not only improve their lives through economic security and stability, but also their communities by planting seeds of change as we move toward a brighter future.