Utility Assistance

🚨 IMPORTANT PROGRAM UPDATES

The new LIHEAP program year begins November 3, 2025.

Applications will be accepted online only (with ADA accommodation by mail if needed).

A monthly intake limit will apply — once the limit is reached, no additional applications will be accepted until the following month.

👉 Please review the Eligibility Requirements and FAQ below for full details on who qualifies and what documents may be required.

Frequently Asked Questions
FAQ

❓What is LIHEAP?

LIHEAP stands for the Low-Income Home Energy Assistance Program. It is a federally funded program that helps eligible households in Shelby County pay for home energy costs.

LIHEAP provides two types of help:

  • Regular Assistance: Helps with energy costs during the normal program year.

  • Crisis Assistance: Helps households facing a shut-off notice or another emergency energy situation. Crisis applications are processed on an expedited basis.

The program is administered locally and follows federal and state guidelines to make sure benefits reach households most in need.

1. Who can apply?

Any household that lives in Shelby County, Tennessee and meets the following program guidelines:


Regular Assistance

  • The primary applicant must have a valid email address to apply.

  • The primary applicant must be a U.S. Citizen.

  • All household members must be U.S. Citizens or provide acceptable proof of eligible status.

  • The applicant must be the primary MLGW account holder, with the bill in their name.

  • Renters and homeowners are both eligible. If the utilities are in a landlord’s name, a THDA Landlord Tenant Agreement Form and a copy of the lease must be submitted.


Crisis Assistance

  • Must first meet the same eligibility requirements as Regular Assistance.

  • Must have an active utility account with a cut-off notice or proof of an energy crisis (such as less than a 7-day fuel supply, broken heating equipment, or another emergency).

  • At least one of the following must apply:

    • A household member is 60 years or older

    • A household member is 5 years or younger

    • A household member has a disability

    • A household member is active military or a veteran

    • The household has experienced an uncontrollable circumstance (such as job loss or medical emergency)

  • Crisis Assistance is processed on an expedited basis and may take up to 2 days.

3. How much assistance will I get?

Benefit amounts now range from $175 to $750, depending on your household size, energy costs, and available funding.

4. How often can I apply?

Households may only receive one LIHEAP benefit per program year at one address. This means you may receive either Regular Assistance or Crisis Assistance, but not both in the same program year.

5. What is the difference between Regular Assistance and Crisis Assistance?
  • Regular Assistance helps eligible households with energy costs during the normal program year and may take up to 45 days to process.

  • Crisis Assistance is for households with an active utility account and a shut-off notice. To qualify, households must also meet the crisis eligibility criteria (such as having a senior, young child, disability, or uncontrollable circumstance). Crisis applications are processed on an expedited basis and may take up to 2 days.

6. When does the new program year start?

The new LIHEAP program year begins on November 3, 2025.

7. What if I applied last year but never received benefits?

If you submitted an application during the last program year and did not receive any benefits, you will automatically receive a denial letter at the start of the new program year. You may reapply under the new program year if you still meet eligibility requirements.

8. How do I apply?

Applications are accepted online on a monthly schedule, with a limited number of applications each month. Application methods will be announced closer to when the program year begins. If you cannot complete the process online due to a disability, you may request a paper application as an ADA accommodation.

9. What if I miss the application window?

Once the monthly limit is reached, no more applications are accepted until the next month. Crisis Assistance may still be available year-round if funds remain.

10. What documents do I need to apply?

If your application is accepted within the monthly intake limit, you may be required to provide documents to verify your household’s eligibility. The exact documents depend on your situation, but you should be prepared with the following:

Always required:

  • Proof of income for all household members

  • Identification for each adult (18 years or older) household member

  • Social Security cards for every household member

  • A recent utility bill and/or cut-off notice (gas, electric, or fuel) in the primary applicant’s name

  • A valid email address

May be required depending on your circumstances:

  • THDA Landlord Tenant Agreement Form and a copy of the lease (if utilities are in a landlord’s name)

  • Housing Voucher/Section 8 HAP Payment Letter

  • Proof of Disability form signed by a licensed physician (or a current disability benefit award letter)

  • DD214 for veteran discharge status

  • Birth certificates for all children 5 years old and younger (mother’s copy acceptable for children under 1)

  • Birth certificates, passports, or state IDs for anyone 15 years or younger

  • Tennessee State ID, Driver’s License, or Passport for anyone 16 years or older

👉 If your household circumstances require additional documents, you will be notified during the application review process.

11. What happens after I apply?

A valid email address is required to apply.

Once your application has been processed, you will receive an official letter of approval, denial, or pending status by email.

It is important that you have access to the email provided for necessary application updates.

12. How long does it take to get help?
  • Regular Assistance applications may take up to 45 days to process.

  • Crisis Assistance applications are expedited and may take up to 2 days.

  • Payment timeline: Payments may take up to 90 days after the notation of pending payment to appear on your utility account.
13. What if my application is denied?

You will receive a notice via email explaining the reason for denial. You have the right to appeal the decision.

14. Whose name does the utility bill have to be in?

All LIHEAP applicants must be the primary MLGW utility account holder. Permission to apply is no longer accepted. If the utility account is in a landlord’s name, a THDA Landlord Tenant Agreement Form and lease must be submitted.

15. What happens if I don’t turn in all my documents?

Applications missing required documents cannot be processed and will be placed in pending status until all documents are received.

If the system allows you to submit an incomplete application, you will have 15 days to return to your online application and upload the missing documents. If the documents are not submitted within 15 days, your application may be denied.

16. Is there a waitlist?

There is no waitlist. Applications are only accepted up to the monthly intake limit. If you miss the intake for that month, you must try again the next month.

17. What if I move during the program year?

LIHEAP benefits are tied to your household’s active utility account. If you move, you must have usage at your new address to be eligible for assistance.

  • No carry-over bills: Past-due bills from a previous address cannot be paid once you move.

  • Active account required: Assistance can only be applied to an active utility account in your name.

  • Usage history: The last 12 months of usage (or usage from the start of your lease term) must be available for evaluation.

18. Can the same child be used on more than one application?

No. If a child was listed and used to qualify in another household’s application, that child cannot be used again in a different household during the same program year. If the other household has already received LIHEAP assistance, the child cannot be used to qualify your household.

19. What if I don’t have an email address?

A valid email address is required to complete an application. Free email accounts can be set up through services like Gmail, Yahoo, or Outlook.

20. Does LIHEAP pay towards Utility Deposits?

No. LIHEAP does not cover utility deposits. The program only provides assistance with energy bills for eligible households.

21. Does LIHEAP assist with old or inactive MLGW accounts (Delinquent bills)?

No. LIHEAP does not cover past-due or delinquent bills. 

22. What if I do not have any income?

You can still apply for LIHEAP, but you must complete a verification form that explains how your household is covering living expenses without income and who is providing support.

Additional documentation may also be required depending on your situation:

  • Disabled applicants: Must provide disability verification on the official form, signed by a licensed physician or health provider. The provider’s license information must be included.

  • Self-employed applicants: Must complete a self-employment verification form.

  • Veterans: Must provide proof of discharge status (DD214).

23. What if funds run out?

All benefits are subject to the availability of funds. If funding is exhausted, applications may be denied or placed on hold even if you qualify.

24. ♿ What if I don’t receive disability benefits but have a disability?

If you are not currently receiving disability benefits, you must submit a Disability Verification Form completed by a licensed physician or health provider, including their license information. This is especially important for Crisis Assistance eligibility.

25. Why are these program changes happening?
Program rules and requirements are set by the Tennessee Housing Development Agency and the Tennessee Department of Human Services, based on federal guidance. Each year, these state agencies may update eligibility rules or program requirements to match federal policies and available funding.
CSA does not create these rules — we are required to follow them in order to provide assistance.
26. Why hasn’t CSA started services yet?
CSA programs rely on federal funding that flows through state agencies. Because Congress has not yet finalized the FY2026 budget, Tennessee has not received the funds or contracts that allow local agencies like CSA to begin.
To give time for this process, the Tennessee Housing Development Agency and Department of Human Services have delayed the start of all utility and rent/mortgage assistance programs until at least November 3. CSA must follow these federal and state timelines before services can be delivered.
27. How does this year’s funding compare to last year?

Congress has not finalized the FY2026 budget. Early proposals show an increase for utility assistance (LIHEAP) compared to last year, but a slight decrease for rent and mortgage assistance (CEAP). Final amounts will be known only after Congress passes the budget.

THDA Utility Assistance Income Guidelines

(FOR FY 26, EFFECTIVE OCTOBER 1, 2025)

60% of the State Median Income

People in household
Annual Income
Monthly Income
01
$32,053.00
$2,671.83
02
$41,915.00
$3,492.91
03
$51,778.00
$4,314.83
04
$61,641.00
$5,136.75
05
$71,503.00
$5,958.58
06
$81,336.00
$6,778.00
07
$83,215.00
$6,934.58
08
$85,064.58
$7,088.71
For Each Additional Person Add:
$1,848.42
$154.04

Legal / Disclaimers

Privacy Statement:
All personal information provided will be used only to determine eligibility for LIHEAP services.

Non-Discrimination Statement:
This agency does not discriminate based on race, color, national origin, sex, disability, age, or religion in its programs or activities. Please read our Title VI Compliance for additional information.

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